Modularization is a very abstract topic; in reality, for end users, it boils down to two points: don't lag when using it, don't be expensive, and don't inexplicably lose money. In the past, a single chain handled everything by itself; when congestion occurred, you just increased Gas, and if a bridge had issues, you couldn't sleep at night. Now, it's more like "division of labor": execution runs faster, data layers are more stable, and theoretically, the experience should be smoother. But the premise is that cross-chain processes must be reliable; otherwise, modularization is just spreading out risks.

By the way, the recent NFT royalty disputes also seem quite similar: on one side, they want creator income; on the other, they want secondary liquidity. In the end, it's still the user weighing "is it worth it" when clicking confirm. I personally trust process and default security boundaries more—less listening to myths.