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A crypto news show focused on institutional adoption and regulation says Japanese banks have completed a live pilot showing cross-border payments using XRP were around 60% cheaper than traditional SWIFT transfers, settling in under four seconds.The test, presented at “XRP Tokyo 2026,” involved real XRP chain remittance corridors between Japan and Southeast Asia, suggesting that at least some Japanese institutions are actively trialing XRP as a payments rail rather than treating it as a speculative asset.