Civista Bancshares 10-K: $221.0M interest income, EPS $2.64

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Civista Bancshares reported strong results for 2026, with a total interest and dividend income of $221.0 million and diluted earnings per common share of $2.64. This growth was driven by higher loan balances and improved funding costs, leading to a significant increase in net income to $46.2 million from $31.7 million in the previous year. The company also completed the acquisition of FSB and a core system conversion, which are expected to improve operational efficiency.

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