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On-chain neobanks are moving faster than most realize—the $10B+ market by 2026 isn't just speculation anymore.
Looking at the players: $TEL brings telecom infrastructure plus a U.S. bank charter, which is genuinely a sleeper asset. Thor's building the polished all-in-one platform everyone wants. Then there's Avici making bold moves on Solana, pushing what's possible in the ecosystem.
For conviction holders, $TEL offers long-term potential. But honestly? All three have room to run when the narrative shifts.