When it comes to DeFi lending, many people only look at the interest rates. But if you ask me, truly evaluating a protocol requires examining how much effort it puts into the details.

Take capital utilization rate, for example. This directly affects how much you can lend out. An efficient design means that the same assets have more liquidity in this environment. Coupled with flexible interest rate models, it can quickly keep up with market trends and be fairer to both borrowers and lenders.

Let's also talk about user experience. Small features like one-click cyclic lending may seem insignificant, but they save real time and operational costs. Transparent transaction history and data queries allow you to review each operation clearly and revisit your strategies—this is especially important for long-term participants.

Regarding security, features like multi-signature management and delay mechanisms are not just for show. When emergencies happen, users have reaction time and safeguards, which is what responsible architecture is all about.

From a sustainability perspective, protocols that use their revenue for buybacks and token burns show that the team is thinking long-term rather than short-term arbitrage. Community governance is also advancing, with token holders gradually gaining voting rights over key parameters—this sense of empowerment makes users feel truly involved.

Honestly, a product doesn't need to be flashy with features. Achieving a stable and smooth core experience in the DeFi space is already quite rare. It's clear that this team is patient and genuinely solving real problems, not just chasing trends. This pragmatic attitude is why I continue to support them.