The story of stablecoins is being retold. At the beginning of 2026, a leading public chain with EVM compatibility and sub-second transaction confirmation has gradually become the preferred choice for institutions and retail users for lending and payments. Top lending protocols like Aave and Fluid are accelerating their migration, and the on-chain lending market size has ranked among the global leaders, with single-pool assets like syrupUSDT repeatedly hitting new highs.

What truly makes this chain stand out is its "preference" for stablecoins. Features like gas-free USDT transfers and a priority gas mechanism for stablecoins directly reduce user costs. On the retail side, products like Oobit and Rain Cards enable stablecoins to reach 150 million Visa card merchants, gradually opening up real-world payment scenarios; on the institutional side, Maple Finance and Upshift provide asset management solutions for professional investors in euro and USD stablecoins.

Daylight and LocalPay expand Southeast Asian merchant ecosystems, significantly reducing cross-border payment costs—an impact that is evident on traditional finance. The Bitcoin-pegged security mechanism is also playing a role, with increased participation from licensed institutions. Developers can directly build payment gateways or RWA settlement tools using Solidity, with migration barriers approaching zero.

From technological innovation to real-world adoption, this chain is connecting on-chain finance with offline consumption. The roles of corresponding tokens in security staking, fee distribution, and ecosystem governance are becoming increasingly important, and their value potential is evident amid growing transaction volumes. The core battleground of the stablecoin economy has already shifted here.