Think about it: you only need around $20 million to crack into the top 1% bracket, regardless of your age. Sounds straightforward enough, right? Yet here's the puzzle—why aren't more people actively pursuing this wealth threshold? Maybe it's the gap between knowing the number and actually building toward it. Or perhaps most people underestimate what it truly takes. The real question isn't whether $20 million is achievable, but why so few treat it as a concrete, actionable target rather than just another distant goal.