Regulation is a double-edged sword. While excessive control stifles innovation, certain areas demand strict oversight—AI applications included. The real danger? Technology weaponized for fraud. Picture this: you've already missed out on a family inheritance. Worse yet, scammers exploit AI-driven schemes to drain what's left. From deepfake impersonation to sophisticated phishing attacks, the risk is no longer theoretical. Without proper guardrails, users become sitting ducks. The conversation shouldn't be regulation versus freedom—it's about protecting people while preserving progress.