#合约诈骗与虚假网站 Recently, I saw the warning from the Hong Kong Monetary Authority, and I feel a heavy weight in my heart. Scammers are getting increasingly cunning—they directly impersonate official websites, claim to be related to central bank digital currencies, and even invent reasons like "taxes must be paid before funds can be withdrawn" to trick people into transferring money.

I want to remind everyone of a few practical defenses: First, official institutions will never proactively ask you to transfer money or verify account information—that's a golden rule; second, any unfamiliar link is worth a second thought—official channels are right there, no need to take crooked paths; third, if you're unsure, check directly on the official website or call the official customer service to verify—that small trouble can save you from big trouble.

True prudent investing starts with protecting your existing assets. Not every opportunity needs to be seized, and not every link needs to be clicked. Maintaining this caution is actually protecting your long-term gains.