#稳定币 Seeing the series of developments regarding stablecoins at the Solana Breakpoint conference, I was reminded of a frequently overlooked investment detail.

JupUSD is about to go live, USDGO has received U.S. federal regulation, and the Bhutan Sovereign Gold Token TER will launch by the end of the year... Behind these seemingly lively news, a long-term trend is reflected: stablecoins are becoming the infrastructure for on-chain asset allocation. But here’s a key question worth considering—when more and more stablecoin options emerge, how should we safely choose and allocate?

My advice is to maintain this mindset: the increase in stablecoins is essentially a good thing, as it reduces friction for entry and exit. But from an asset safety perspective, don’t rush to diversify just because there are many options. Prioritize those with clear regulatory backgrounds and transparent risk profiles—such as USDC, a product that has stood the test of time. Even if new stablecoins promise higher efficiency or lower fees, pay attention to their underlying custody mechanisms and risk-bearing capacity.

For long-term allocation, stablecoins should be your "safe haven" in your portfolio, not a tool for chasing yields. Treat them as a means of asset protection, maintaining a clear mindset amid cyclical fluctuations. True stability has never come from choosing the newest, but from choosing the most reliable.