Make Money with Apps in 2025: A Practical Guide to Earning Extra Income on Your Phone

Is it time to question that traditional 9h-18h work model? In 2025, more and more people are discovering that it is entirely feasible to turn a smartphone into a true earning machine. The digitization of the market has opened endless possibilities for those seeking to work with freedom—choosing their hours, clients, and pace. Whether you are a content creator, a beginner investor, a service provider, or simply someone looking for extra income, there are specific apps waiting for you.

How to Make Money with Apps: The Most Profitable Opportunities

The income-earning market through apps has exploded in recent years. Today, you no longer need a specific degree or a lot of capital to start. With dedication and the right app choice, you can generate anything from supplementary income to a significant cash flow.

The Content Creator Revolution

Platforms like TikTok have transformed how people make money online. With their Creator Program, you receive rewards based on views and engagement. You need more than 10,000 followers to start cashing out via PayPal or bank transfer (usually within 30 days). The advantage: content goes viral quickly, enabling accelerated earnings.

YouTube remains an untouchable giant in this segment. With over 2 billion active users, it offers multiple monetization options: AdSense, Super Chat, channel memberships, and affiliate marketing. To get started, you only need 1,000 subscribers and 4,000 hours of watch time in the last 12 months. Payments are made via Google AdSense, usually within 30 days.

In Brazil, Kwai is the local bet for those wanting to earn money with short video apps. It offers a Creator Program, paid promotional campaigns, daily bonuses, and viral challenges with rewards. Payments are made via Pix or digital wallets within 7 business days.

If you are more of a writer than a video creator, Medium Brasil allows monetizing articles through the Partner Program. You earn based on reader engagement and subscriptions. Ideal for topics like finance, technology, and entrepreneurship. Payments are monthly via Stripe or PayPal.

Investments and Trading: Earn with the Market

For those who prefer a more aggressive approach, there are specialized platforms. Mitrade is a modern app that allows trading CFDs, gold, global indices (NASDAQ, NAS100), Bitcoin, and Brent oil in real time. Regulated by international bodies like ASIC, CIMA, and FSC, it offers advanced charts and technical analysis tools. The minimum deposit is just 5 USD, and withdrawals work on business days via Visa, Mastercard, Skrill, Neteller, or bank transfer.

IC Markets is for those seeking a more technical experience. One of the most recognized brokers worldwide in CFD trading, it allows trading currency pairs, cryptocurrencies, stocks, indices, and commodities with competitive spreads and ultra-fast execution. Ideal for short-term strategies with high return potential, but requires careful risk management.

Affiliate Marketing on the Rise

Promoting products and earning commissions remains one of the most accessible ways to create extra income. Temu has arrived in Brazil with full force, offering an affiliate program where you share links or personalized coupons and earn commissions on each purchase. Temporary campaigns pay extra rewards for clicks or sign-ups. Payments are made via Pix, PayPal, or app credit.

Shopee maintains its Affiliate Program as one of the most reliable options. Promote products on Instagram, YouTube, TikTok, or Facebook and earn up to 28% commission per sale. Registration is free, and transfers arrive via Pix in 3-5 business days.

Freelancing: Remote and Secure Work

For service providers, Workana Brasil is one of the largest marketplaces in Latin America. Connects professionals (design, writing, digital marketing, translation, IT) with companies hiring by project. Payments are protected by escrow systems via Payoneer, bank account, or PayPal.

99Freelas is the 100% Brazilian alternative. Interface in Portuguese, local support, payments in reais (Pix), and various categories (writing, design, translation, programming, marketing). Negotiate prices directly with clients and receive after work approval.

Practical Strategy: How to Choose the Right App

There is no single app that works for everyone. Your choice should consider:

Your Professional Profile: If you are creative and enjoy being on camera, TikTok or Kwai are ideal. For writers, Medium is perfect. Investors perform better with Mitrade or IC Markets. Sellers thrive on Temu and Shopee. Freelancers find security in Workana or 99Freelas.

Reputation and Reliability: Research real reviews, check for punctual payment history, and active support. Apps like Mitrade, Shopee, and TikTok have proven track records in this regard.

Payment Methods: Each platform has its options—PayPal, bank transfer, Pix, digital wallets. Read the terms before starting to avoid frustrations.

Commission Rate: Some apps retain significant percentages of earnings. Compare structures: Shopee offers up to 28%, while others may be more modest. Analyze if the return justifies the effort.

Ease of Use: For beginners, Brazilian platforms like 99Freelas and Kwai tend to be more intuitive than international interfaces.

The Best Apps to Make Money with Apps in 2025

Summarizing the landscape, the highlights are:

• TikTok and YouTube: for video creators with massive reach
• Kwai: strong Brazilian alternative in short videos
• Medium Brasil: for writers and independent journalists
• Mitrade and IC Markets: for investors and traders
• Temu and Shopee: for affiliates and sellers
• Workana and 99Freelas: for freelancers and self-employed professionals

Conclusion: The Time to Make Money with Apps is Now

In 2025, turning your free time into real income is no longer a distant dream—it’s a tangible reality. With the right apps, dedication, and a touch of creativity, anyone can generate extra income without significant initial investment.

The key is to test different platforms, monitor your results, and identify which combination works best for your lifestyle. Making money with apps is a matter of strategy, discipline, and smart choices. Start today, choose your first platform, and watch your digital assets grow.

Final Tip: don’t put all your eggs in one basket. Combine apps from different categories—create content on one platform, invest in another, work as a freelancer on a third. This diversification maximizes your chances of success and financial stability in 2025.