## In 2025, Making Money with Your Phone Is No Longer a Dream: Which App Should You Choose?

Still struggling with the 9-to-5 office life? In 2025, more and more people are finding new answers—earning extra income through their smartphones. From social media creators to investors, freelancers to affiliate marketers, digital platforms are changing our definition of "work." But the question is: **Which is the best money-making app?** The answer isn't that simple, as it depends on your skills, time, and goals. This article will introduce you to the top 10 money-making apps to help you find the one that truly suits you.

## Step One: Understand Which Money-Making Method Fits You

Before choosing an app, ask yourself a few questions:

**What are your strengths?** Are you good at making videos, writing, designing, coding, or sales? Your talents determine which platform you should choose. For example, if you love creativity and performing, TikTok and Kwai might be your top picks; if you're an investment enthusiast, Mitrade and IC Markets offer more flexible trading options.

**How much time can you invest?** Some apps require ongoing content creation and interaction, while others allow you to set up once and earn passive income. This directly impacts your final earnings.

**What are your goals?** Are you seeking quick cash flow or building a long-term income source? Different goals require different strategies.

## Social Media Money-Making: New Opportunities in the Short Video Era

### TikTok: The World's Largest Short Video Gold Mine

With its massive global user base, TikTok has become one of the most popular platforms for content creators. By producing creative videos that garner views and engagement, creators can earn real rewards.

**Ways to earn include:** Creator Fund rewards based on views and interactions; TikTok Shop allows selling products via affiliate links and earning commissions. To start earning, you need at least 10,000 followers, and withdrawals are usually completed within 30 days via PayPal or bank transfer.

### YouTube: Building Authority Over Time

Unlike TikTok, YouTube is suitable for those who want in-depth content creation and long-term income. With over 2 billion active users monthly, it offers multiple monetization options.

**Diverse income streams:** AdSense ad sharing, Super Chats and Super Stickers during live streams, channel memberships, and affiliate marketing collaborations. You need at least 1,000 subscribers and 4,000 hours of watch time in the past 12 months. Payments are processed through Google AdSense, typically within 30 days after the month-end.

### Kwai: Brazil’s Local Short Video Rising Star

Kwai is especially popular in Brazil and is a strong competitor to TikTok. This app offers creators quick monetization opportunities, not just long-term accumulation.

**Monetization methods include:** Creator program paying based on views; marketing and referral activities offering extra bonuses; daily rewards and paid challenges; brand collaboration opportunities. Withdrawals are via Pix or digital wallets, usually within 7 business days.

## Opportunities for Text Creators

### Medium Brasil: Building Professional Authority with Words

If you prefer writing over filming videos, Medium Brasil provides a perfect monetization platform. Writers can publish articles on finance, technology, entrepreneurship, or digital culture, earning based on reading time and subscriber interactions.

This not only generates income but also helps establish your professional reputation. Payments are made via Stripe or PayPal, settled monthly.

## Investment and Trading Apps: For Those with Risk Tolerance

### Mitrade: Modern Trading Experience

For those looking to profit from market fluctuations, Mitrade offers an intuitive platform to trade precious metals, global indices, Bitcoin, oil, and other CFDs. The platform is regulated by international authorities like ASIC, CIMA, and FSC.

**Key advantages:** Real-time charts, advanced technical analysis tools, and a user-friendly interface suitable for beginners and experienced traders alike. The minimum deposit is only $5. Withdrawals are processed on business days via Visa, Mastercard, Worldpay, Poli, Skrill, Neteller, or bank transfer.

**Important reminder:** Trading involves risk. While profit potential is unlimited, losses are possible. Only invest what you can afford to lose.

### IC Markets: The Choice of Professional Traders

IC Markets is a globally recognized CFD broker offering trading in currency pairs, cryptocurrencies, stocks, indices, and commodities. Known for ultra-fast execution and competitive spreads, it’s ideal for traders seeking short-term high gains.

While profit opportunities are significant, careful risk management is essential. High volatility means high returns and high risks coexist.

## Affiliate Marketing: Zero Investment Promotion

### Temu: Emerging E-commerce Referral Program

Temu recently entered the Brazilian market and quickly became one of the most talked-about online shopping platforms. Besides low prices, it offers a referral program allowing users to earn by sharing personalized links or coupons.

Every purchase made through your link generates commissions or in-app rewards. Temporary promotional activities may offer additional bonuses. Payments are via Pix, PayPal, or in-app credits, depending on the promotion.

### Shopee: Standard E-commerce Affiliate Marketing

Shopee’s affiliate program remains one of the easiest and most reliable ways to promote online. You can share any Shopee products on Instagram, YouTube, TikTok, and Facebook, earning up to 28% commission per sale.

Registration is free and can be completed directly on the platform or app. Generate your affiliate link and start sharing—higher conversions mean more profit. Payments are via Pix, usually within 3-5 business days.

## Freelancer Platforms: Service-Based Income

### Workana Brasil: Latin America’s Largest Freelance Marketplace

Workana connects professionals in design, copywriting, digital marketing, translation, IT, and customer service with companies seeking remote contractors. Create a profile, showcase your portfolio, and start receiving project proposals.

Payments are handled through escrow systems, ensuring safety for both clients and professionals. Funds can be withdrawn via Payoneer, bank transfer, or PayPal.

### 99Freelas: 100% Brazilian Local Freelance Platform

99Freelas is a fully localized platform designed to connect companies with independent professionals. The interface is in Portuguese, with local support, making it one of the most direct ways to find paid work online.

Professionals can offer services in copywriting, design, translation, programming, marketing, and customer service. The system is transparent, allowing direct negotiation of prices with clients. Payments are made via Pix after client approval.

## Five Key Criteria for Choosing the Best Money-Making App

### 1. Honestly Assess Your Skills and Interests

Choose a platform that matches your talents. If you love creative work, investment apps might bore you; vice versa. The higher the match, the greater your chances of success.

### 2. Prioritize Reputable Platforms

Select apps with good reputation, active support, and reliable payment history. TikTok, YouTube, Shopee, Mitrade, and Workana Brasil are known for transparency and timely payments.

### 3. Carefully Check Payment Methods

Each app offers different withdrawal options—PayPal, bank transfer, Pix, or digital wallets. Read the terms beforehand to avoid surprises when cashing out.

### 4. Compare Commission Rates and Fees

Some apps deduct a percentage from your earnings. Compare fee structures to see if the return on your time and effort is worthwhile.

### 5. Read Genuine User Feedback

Before committing your time and effort, research opinions from people who have used the app. Real user reviews will tell you if payments are on time and support quality.

## From Selection to Action: Achieve Your Money-Making Goals

In 2025, opportunities to make money with your phone are everywhere. Whether you choose to be a video creator, investor, writer, or freelancer, there’s an app suited for you.

**Develop your strategy:** Start by analyzing your strengths. If you have creative talent, TikTok or Kwai are the lowest barriers to entry. If you enjoy writing, Medium Brasil is a great place to build authority. If sales are your thing, affiliate marketing on Shopee or Temu might suit you best. If you’re interested in investing, Mitrade offers a relatively easy trading environment. For professionals with specific skills, Workana Brasil or 99Freelas can quickly connect you with paying clients.

**Test and optimize:** Don’t rely on just one app. Test 2-3 different platforms, track results, and then focus on the ones performing best.

**Stay consistent and patient:** Building real income takes time. The first month may be tough, but persistence and continuous improvement will pay off.

By choosing the right apps to make money, combined with consistency, discipline, and creativity, you can turn your free time into real income—and even build a full digital business. The time is ripe. Start now.