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Don't remind me again today

MoonRocketman

2025-11-29 09:21:38

Fifteen years have passed, and Bitcoin has firmly established its position as "digital gold." But did you know? Most of the time, this mountain of value exceeding 1.2 trillion dollars is just lying in a Cold Wallet, sleeping. Look over at Ethereum, where the DeFi ecosystem is thriving, with various protocols emerging one after another. In contrast, Bitcoin? It's like guarding a gold mine but not knowing how to mine it.

**Trillions of capital are dozing off**

First, let's look at some heart-wrenching numbers:
- Bitcoin total market value: Surpassing 1.5 trillion USD
- The actual packaged Bitcoin working in DeFi: less than 10 billion dollars.
- What is the capital utilization rate? Less than 1%

What does this concept mean? It means that over 99% of Bitcoin is just sitting idle, producing no returns at all. Those institutional big shots holding tens of billions of dollars in Bitcoin are now in a dilemma—on one hand, they want to wait for the price to increase to make a profit, but on the other hand, they are greedy for ways to earn some interest on these assets. How do you choose between the two?

**The rules of the game are changing**

The traditional financial approach of "buy and hold" is no longer sufficient. Institutional players want tools that can turn Bitcoin into a cash cow. This is why the concept of Bitcoin financialization is so popular right now.

For example, suppose a certain protocol can attract 1% of the entire network's Bitcoin to participate:
- The on-chain locked value skyrocketed to over $15 billion.
- This scale can rank among the top three in Decentralized Finance protocols.
- From the perspective of traditional finance, it is equivalent to a medium-sized asset management company emerging out of nowhere.

**Key Moment for Infrastructure**

Three forces are now converging:

BTC1.04%

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SandwichHunter

· 9h ago

99% idle? Then my BTC is just a dried salted fish... wtf Bitcoin is really just guarding the vault as a miser The capital utilization rate is less than 1%, this number is really absurd, how much profit space is wasted The institutional pros are indeed awkward, holding heavy funds yet unable to generate interest, this feeling... just thinking about it is painful Ethereum's DeFi play is indeed smooth, why is Bitcoin so rigid? Attracting 1% of BTC can rank in the top three? That really is a smooth path Don't say it, it's hitting the sore spot... one and a half trillion US dollars is just lying there

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DataChief

· 18h ago

99% of the assets are really just gathering dust, even stacking blocks has more value than this, institutions need to come up with a solution quickly.

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ApeWithNoFear

· 11-29 09:51

99% of the assets being idle is really outrageous, but isn't that why the whales are looking for a way out? If BTC doesn't start moving soon, it will really be surpassed by ETH. In this wave of financialization, it's still uncertain who will make money in the end. You're right, with a capital utilization rate of less than 1%, it's like wasting a mine; it's about time someone created a good tool to activate these dormant assets. Wait, isn't this just saying that Liquidity Mining and lending protocols should get going? As for Bitcoin's financialization, institutions are really anxious. The key still lies in who can first establish good infrastructure; otherwise, it's just empty talk.

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LiquidityLarry

· 11-29 09:48

99% of Bitcoin is collecting dust, that's quite wasteful. BTC needs to learn from ETH on how to play DeFi, you can earn while lying down. Cold Wallets are sleeping soundly, this is the real opportunity cost. Turning Bitcoin into a hen that lays eggs, institutions are definitely researching this now. 1% of BTC entering DeFi can match two protocols, just thinking about it is crazy. Having a gold mine in hand, but not knowing how to dig, really hits hard. Bitcoin needs to be financialized, otherwise it's just dead money. The trillion in capital collecting dust will eventually be activated by someone. Ethereum's DeFi is thriving, while Bitcoin is quiet, the gap is too big.

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RektCoaster

· 11-29 09:46

99% are just gathering dust, this is ridiculous, the coin hoarders must be panicking. --- The direction of Bitcoin's financialization is correct, but the key is who can really make it happen. --- You're right, ETH has long been playing with building blocks, while BTC is still snoozing in the cold wallet. --- If 1% of BTC enters DeFi, it can rank in the top three. What does this data tell me? It's a liquidity crunch, brother. --- I can understand the dilemma of institutional pros; they want stability but also returns, it's indeed hard to choose between both. --- Just waiting to see who will first break the deadlock of BTC's financialization issue; this will be the next explosive point. --- What good is just hoarding? If the coin price rises, so what? It has to generate returns.

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ChainWallflower

· 11-29 09:46

99% of the inactivity is absolutely true. It feels like BTC is just waiting for a real financial Lego block to appear. Bitcoin is just lying there, giving other public chains an opportunity. With a 1% utilization rate, how lazy can it be... What are the institutions really thinking? I don't quite understand why BTC doesn't do something like Staking, it's too conservative. If a blockbuster protocol really comes to energize BTC, the DeFi landscape might have to be rewritten. It's heartbreaking to say, but the trillion-dollar capital is really just snoring. It feels like Bitcoin should learn how ETH is playing, quietly making a fortune is not the way.

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LiquidityHunter

· 11-29 09:34

1% utilization rate? That's unbelievable, it's a waste for BTC to just lie there. 2. Institutions must be thinking about how to earn interest on coins now, but who dares to take on the risk? 3. Wait, if we really fully financialize BTC, will it mess up its original intention? 4. Can 15 billion in lock-up position get into the top three? Then this DeFi situation seems a bit虚. 5. Ethereum does move fast, but the security of BTC is different, no wonder they are cautious. 6. I understand this logic, but that 1% figure is really heartbreaking. 7. The saying about fish and bear's paw is correct, but institutions and large investors must have found a way long ago. 8. Here comes the "wasting capital" argument again, but cold wallets are valuable in themselves.

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