#BNB价格突破千元大关 Having been involved in the digital asset field for many years, I have noticed that many frens face the dilemma of having their bank cards frozen after engaging in OTC Trading—despite not having engaged in any illegal activities, their accounts have been restricted. This situation usually arises because the funds you received may be related to cases (such as fraud), and law enforcement may discover your account while tracking the flow of funds. As long as you can prove that the transaction is legal and compliant, the account can usually be unblocked.

Why was there no problem during the transaction, but later you encountered a freeze? This is because the funds you received may come from reported victims, and the public security authorities are investigating the flow of funds. Delayed freezes are quite common.

Based on experience, the following five behaviors are most likely to trigger the risk control system:
- Frequent changes of bank cards or logging into the trading platform from different locations
- Use sensitive terms related to digital assets in transaction remarks
- Transferring funds immediately after they arrive may easily be perceived as money laundering.
- The real-name information of the payer and the receiving card does not match.
- Conduct large transactions during unconventional hours (such as late at night)

If unfortunately faced with account freezing, three steps should be taken immediately:
- Verify authenticity: Legitimate banks and law enforcement agencies will not ask for passwords or request transfers.
- Actively cooperate: If a refund is needed, be sure to obtain a receipt and case closure certificate.
- Organize evidence: Save all transfer records, communication content, and account statements in chronological order.

After the account is frozen, four outcomes may occur:
- Ideal scenario: 1-3 days automatic thawing
- Common Situation: Temporary freeze for 1-3 months before returning to normal
- Partial restrictions: The involved portion of the funds has been deducted, and the remaining can be used normally.
- Complicated situation: Long-term risk control, need to change bank card or open a dedicated trading account

To reduce risks from the source, it is recommended to take six preventive measures:
- Choose reputable large platforms and experienced trading partners
- Ensure that the recipient's identity matches the real-name information on the bank card completely.
- Large transactions should be conducted in batches, and trading during working hours is safer.
- Use neutral terms such as "goods payment" for transaction notes to avoid sensitive terminology.
- Consider opening a dedicated account for receiving funds without transferring out.
- Strictly refuse to collect or transfer any funds for unfamiliar people.

In OTC Trading of digital assets, account security is far more important than short-term gains. Mastering these risk avoidance and response techniques can effectively safeguard your funds.